For U.S. equities, ETFs offer a higher percentage (10%) of attractive investment options than mutual funds (1%) at a lower cost. The radically higher number of US equity mutual funds (4,700+) versus ETFs (380+) is not indicative of better stock selection from active management. On the contrary, the vast majority of actively-managed funds do not justify the higher fees they charge. Read more about ETF vs Mutual Funds: The Winner Is…
Anytime is a good time to consider adding dividend paying stocks to a portfolio and especially now with the market breaking the S&P 1040 technical support levels. Without short side protection this means less return derived from capital gains. So instead of feeling like Sisyphus and breaking through the DOW 10,000 mark {How many times?}, it might help to purchase value stocks with dividends to lock in gains through accumulation of cash. Read more about Rock Solid Yield: Sisyphus could have used a backstop like Dividend Stocks.